FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Passbook SavingsRate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time. Determination of rate - At our discretion, we may change the interest rate on your account. Compounding and crediting frequency - Interest will be compounded every quarter. Interest will be credited to your account every quarter. Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest. Minimum balance to open the account - You must deposit $100.00 to open this account. Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on non-cash deposits - Interest begins to accrue on the business day you deposit non-cash items (e.g. checks) to your account. Fees: A service charge fee of $1.00 will be charged for each debit transaction in excess of two during a month. |
Savings PlusRate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time. Determination of rate - At our discretion, we may change the interest rate on your account. Compounding and crediting frequency - Interest will be compounded every quarter. Interest will be credited to your account every quarter. Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest. Minimum balance to open the account - You must deposit $5,000.00 to open this account. Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum balance of $5,000.00 in the account each day to obtain the disclosed annual percentage yield. If your balance falls below $5,000.00 on any day of your statement cycle period, your interest rate will be the current Passbook Savings rate. Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on non-cash deposits - Interest begins to accrue on the business day you deposit non-cash items (e.g. checks) to your account. Fees: A service charge fee of $1.00 will be charged for each debit transaction in excess of two during a month. |
Certificate of DepositMonthly Terms 6, 12, 24, 36 , 48 and 60 Determination of rate - At our discretion, we may change the interest rate periodically. Please contact our COD specialist at 405-238-9321. |
Individual Retirement Accounts
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